Assumable VA Loan! Welcome to 5711 E Scarlet St, a meticulously upgraded Craftsman in the heart of Mesa's Reserve at Red Rock community, where thoughtful design, unbeatable location, and true Arizona living come together in one exceptional home. From the moment you walk in, this home feels different. There's no carpet anywhere . The entire 1,825 sq ft is finished with upgraded tile throughout, giving every room a clean, cohesive, low-maintenance feel that you will love. The open floor plan flows seamlessly from the kitchen through the enlarged great room and out to the covered patio, making it effortless to cook, gather, and entertain all at once. A dramatic 20-foot wall of glass at the great room blurs the line between indoors and out, flooding the space with natural light. The home is noticeably quieter inside, something you feel immediately and appreciate daily. The kitchen delivers where it counts: Quartz countertops, KitchenAid 5-burner gas range, full overlay cabinetry with pulls, and LED under-cabinet lighting. The primary suite is a genuine retreat with a spa-style super walk-in shower, oversized closets, and framed mirrors that carry through every bathroom in the home. Outside the front door, the location is hard to beat. Reserve at Red Rock offers fantastic HOA amenities and a true neighborhood feel, neighbors who wave, families who gather, and a community that actually feels like one. Beyond the gates, you're only minutes to Sky Harbor Airport, Salt River Tubing, and the Tonto National Forest, and close to top-rated shopping, dining, and everyday conveniences. This is the kind of home that checks every box, and then adds a few you didn't know you needed.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $54,271. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.