Properties / 2827 W HERE TO THERE Drive
VA ASSUMABLERate: 3.3%

2827 W HERE TO THERE Drive

$1,250,000
Phoenix, AZ 85086
4 beds3 baths3,012 sqftSingle Family
The assumable advantage
3.3%
VA assumed rate
$97,437 interest already paid off
Estimated Loan Balance$432,253
Cash to close$817,747
Est. Monthly PITI$2,751
Initial Loan Amount$498,867
Time on site9 days
Remaining Term23 years, 9 months
Seller's equity (what you pay)
$817,747
Cash or secondary financing
Monthly savings
$5,182
Versus today's market rate
Est. savings per year
$62K
Versus today's market rate

About this home

Beautiful custom home situated on a full acre in the highly desirable Desert Hills area--with no HOA, breathtaking mountain views, convenient access to I-17, and a paved road surrounded by million-dollar custom homes. Meticulously maintained and move-in ready, this exceptional residence offers a spacious split floor plan with soaring custom 12 ft ceilings, elegant plank porcelain tile, Milgard Low-E Tuscan windows, and a striking iron entry door. The open-concept kitchen features Clear Alder soft-close cabinetry, granite countertops, a travertine backsplash, stainless-steel appliances--including a French-door refrigerator--and custom lighting. The kitchen flows seamlessly into the inviting great room with a stacked-stone gas fireplace, formal dining room perfect setting for entertaining. The private primary suite includes an oversized walk-in closet and a beautifully appointed bathroom with a custom-tiled shower, Jacuzzi tub, dual vanities, and a separate toilet room. Quality finishes throughout include oil-rubbed bronze fixtures and thoughtful custom details. Enjoy Arizona living from the extended covered patio overlooking the sparkling pool, heated spa, and stunning mountain scenery. The expansive one-acre lot offers plenty of room for an RV garage, guest house, workshop, or additional outdoor amenities. A paved driveway leads to an oversized, 28-foot-deep garage. With north/south exposure, outstanding craftsmanship, and no expense spared, this Desert Hills gem offers privacy, space, and luxury at an exceptional value. Don't miss it!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $817,747. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,012
Property typeSingle Family
MLS #7074495
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,190/mo
Source est. payment (PITI)
$2,751/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$817,747

Asking price minus remaining loan balance. Closing costs are additional.

$0$817,747
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.