Properties / 43879 W MARICOPA Avenue
VA ASSUMABLERate: 3.69%

43879 W MARICOPA Avenue

$429,888
Maricopa, AZ 85138
7 beds4 baths3,901 sqftSingle Family
The assumable advantage
3.69%
VA assumed rate
$74,559 interest already paid off
Estimated Loan Balance$172,022
Cash to close$260,266
Est. Monthly PITI$1,173
Initial Loan Amount$218,845
Time on site50 days
Remaining Term19 years, 9 months
Seller's equity (what you pay)
$257,866
Cash or secondary financing
Monthly savings
$1,512
Versus today's market rate
Est. savings per year
$18K
Versus today's market rate

About this home

The property presents a value-add scenario with multiple potential strategies, including continued residential use or pursuit of licensing through the AZ Dept of Health Svcs and applicable fire and building codes or use as a PadSplit property. Spacious Home Perfect for Entertaining! Step into a home designed for comfort and gatherings! This stunning property features one bedroom and a full bathroom on the main floor ideal, a large loft, six bedrooms and two full bathrooms upstairs that includes a generously sized master suite. Home has both a family room and formal living room, plus an eat-in kitchen and formal dining area--ideal for every occasion. Outside, relax on the covered patio or play in the large, grassy backyard with mature landscaping.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $257,866. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms7
Bathrooms4
Square feet3,901
Property typeSingle Family
MLS #7008285
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,023/mo
Source est. payment (PITI)
$1,173/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$257,866

Asking price minus remaining loan balance. Closing costs are additional.

$0$257,866
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.