Beautifully refreshed 4-bedroom, 2.5-bath home in the Vinsanto community with new SPC flooring, new dishwasher, and comfortable living spaces throughout. The kitchen offers ample cabinetry, generous counter space, and an easy flow into the main living area. Upstairs bedrooms provide flexibility for guests, work, or everyday living. The private backyard features low-maintenance turf, perfect for relaxing or entertaining. Enjoy community pools, playgrounds, greenbelts, and a basketball court. Solar system to be paid in full by Seller at Close of Escrow! Buyer receives system fully owned, free and clear. Property may also offer an assumable VA loan opportunity at approx. 2.25% with an estimated balance near $231,000, subject to lender approval.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $63,337. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.