Properties / 14684 N 158TH Lane
VA ASSUMABLERate: 2.96%

14684 N 158TH Lane

$460,000
Surprise, AZ 85379
4 beds3 baths2,660 sqftSingle Family
The assumable advantage
2.96%
VA assumed rate
$51,253 interest already paid off
Estimated Loan Balance$271,456
Cash to close$188,544
Est. Monthly PITI$1,638
Initial Loan Amount$312,680
Time on site0 days
Remaining Term24 years, 1 month
Seller's equity (what you pay)
$188,544
Cash or secondary financing
Monthly savings
$1,398
Versus today's market rate
Est. savings per year
$17K
Versus today's market rate

About this home

Stunning Home with a 3-Car Garage & a Large Lot in a Gated Community, Featuring its own Private Park! This Spacious, Thoughtfully Designed Floorplan offers 4 Bedrooms, a Den & Loft--plenty of room for family, guests & entertaining. The stylish kitchen showcases a large island/breakfast bar with pendant lighting & Beautiful Staggered Espresso Shaker Cabinetry. The spacious primary suite features a luxurious 60'' walk-in shower, dual sinks, linen closet & convenient direct access from the primary closet to the laundry room. Enjoy a soft water system, reverse osmosis drinking water system & abundant garage storage. The Professionally Landscaped backyard is Huge, Low-Maintenance & Perfect for Relaxing. Fresh interior paint makes this home bright, inviting & truly move-in ready! A Must See!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $188,544. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,660
Property typeSingle Family
MLS #7078575
CountyMaricopa County
Assumable loanVA
Tour this home
In person or virtual.
Prefer virtual tour?
Free · No commitment · Typical reply in 15 min
Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
Call

Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,315/mo
Source est. payment (PITI)
$1,638/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$188,544

Asking price minus remaining loan balance. Closing costs are additional.

$0$188,544
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.