Properties / 9831 W WRANGLER Drive
VA ASSUMABLERate: 2.98%

9831 W WRANGLER Drive

$345,000
Sun City, AZ 85373
2 beds2 baths1,955 sqftSingle Family
The assumable advantage
2.98%
VA assumed rate
$38,537 interest already paid off
Estimated Loan Balance$242,796
Cash to close$105,929
Est. Monthly PITI$1,356
Initial Loan Amount$269,000
Time on site50 days
Remaining Term24 years, 11 months
Seller's equity (what you pay)
$102,204
Cash or secondary financing
Monthly savings
$884
Versus today's market rate
Est. savings per year
$11K
Versus today's market rate

About this home

Tastefully updated and ready for your personal touch! Updated kitchen and family room open through a recently added extra-wide sliding door into the massive private backyard, with a generously sized covered patio and newer white PVC fencing. No neighbors behind. Sun City offers an active adult lifestyle known for its resort-style amenities, including multiple golf courses, recreation centers, fitness facilities, pools, clubs, and year-round social activities. Residents enjoy low-maintenance living, beautiful desert surroundings, and convenient access to shopping, dining, medical services, and entertainment. With its welcoming community atmosphere and strong sense of connection, Sun City remains one of Arizona's most desirable 55+ destinations. Seller is willing to remove above ground pool

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $102,204. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms2
Bathrooms2
Square feet1,955
Property typeSingle Family
MLS #6985111
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,151/mo
Source est. payment (PITI)
$1,356/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$102,204

Asking price minus remaining loan balance. Closing costs are additional.

$0$102,204
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.