Assumable mortgage of 5.175%!! Welcome to this beautifully updated 3-bedroom, 2-bath home nestled on nearly a 1/3 acre lot in a quiet cul-de-sac within the desirable West Point Town Center community. This home offers the perfect blend of space, comfort, & modern upgrades. Step inside to find newly updated flooring throughout and a stunning kitchen featuring sleek quartz countertops, shaker cabinets, & ample storage-perfect for both everyday living and entertaining. The bathrooms have also been tastefully remodeled w/contemporary finishes, creating a fresh and inviting feel. Enjoy the expansive backyard w/ a huge extended patio-ideal for outdoor gatherings, relaxing evenings, or future customization. With its prime location, updated interior, & oversized lot, this home is a rare find you won't want to miss it!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $20,684. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.