Properties / 9330 E Sutherland Way
VA ASSUMABLERate: 3.36%

9330 E Sutherland Way

$1,199,000
Scottsdale, AZ 85262
4 beds2 baths2,430 sqftSingle Family
The assumable advantage
3.36%
VA assumed rate
$180,673 interest already paid off
Estimated Loan Balance$308,850
Cash to close$891,327
Est. Monthly PITI$2,453
Initial Loan Amount$462,725
Time on site10 days
Remaining Term16 years, 3 months
Seller's equity (what you pay)
$890,150
Cash or secondary financing
Monthly savings
$5,013
Versus today's market rate
Est. savings per year
$60K
Versus today's market rate

About this home

Set in the heart of North Scottsdale, 9330 E Sutherland Way pairs generous living spaces with thoughtful updates and a backyard designed for year-round Arizona living. Inside, soaring ceilings and abundant natural light create an immediate sense of volume, while polished porcelain tile and a dramatic stacked-stone architectural wall bring warmth and character to the main living area. The remodeled kitchen is a standout, featuring rich cabinetry, expansive quartz countertops, a center island, stainless steel appliances, and oversized windows that flood the space with natural light. An adjacent family room provides a comfortable second gathering space and creates an easy connection between the kitchen and backyard. The primary suite offers a spacious retreat with a well-appointed bath featuring dual vanities, granite countertops, a soaking tub, and walk-in shower. Throughout the home, arched openings, high ceilings, and large windows add architectural interest without sacrificing everyday livability. Outside, the covered patio opens to a private resort-style setting with a sparkling pool, raised water feature, travertine-style decking, artificial turf, and multiple areas for lounging and entertaining. A built-in barbecue island and outdoor fireplace extend the living space beyond the home, while mature desert landscaping adds privacy and a distinctly Scottsdale backdrop. A three-car garage completes a property that offers the space, functionality, and outdoor lifestyle buyers are looking for in Troon North.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $890,150. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms2
Square feet2,430
Property typeSingle Family
MLS #7074181
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,058/mo
Source est. payment (PITI)
$2,453/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$890,150

Asking price minus remaining loan balance. Closing costs are additional.

$0$890,150
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.