Just listed in McClellan Ranch, one of Laveen's newer gated communities, and this one's move-in ready without the new construction wait or the new construction bill. This four bedroom home already has the upgrades most buyers end up paying for after closing, so you get the space and the finish work without spending months and thousands to get there. Inside, the floor plan is open and full of light, with four real bedrooms that work for a growing family, guests, a home office, or multiple generations under one roof. Out back, there are no rear neighbors, which means real privacy and a backyard that actually feels like a retreat. It's finished with artificial turf and custom pavers, so you get room to relax or entertain without the upkeep. A few things worth knowing before you tour it. The whole house water filtration system with reverse osmosis is paid off. The attic is foam insulated for lower utility bills year round. Kitchen appliances, washer, and dryer are all included. This home is minutes from Loop 202, shopping, dining, schools, and Downtown Phoenix, so you get privacy and convenience in the same address.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $34,144. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.