This charming 4-bed, 3-bath corner-lot property in North Gateway features a low-maintenance desert landscape and a 2-car garage w/cabinetry & paver driveway. A welcoming living & dining room combo, alongside a separate family room create an inviting vibe, complemented by high ceilings with tons of natural light. The impressive kitchen has SS appliances, HUGE fridge, granite counters & backsplash, recessed & pendant lights, ample staggered cabinets w/crown molding, and an island w/breakfast bar. Need more space? The loft offers flexible space for your family. Large carpeted main bedroom has an ensuite with dual sinks, jetted tub, separate shower, & a walk-in closet. One AC was replaced in 2024 and water heater was in 2020. The spacious backyard boasts a covered patio, well-laid flagstone, artificial turf, storage shed, fire pit, and a built-in BBQ grill w/seating bar, perfect for relaxing & entertaining! Make this home yours!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $49,792. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.