Properties / 10539 W WILLOW PEAK Avenue
VA ASSUMABLERate: 5.81%

10539 W WILLOW PEAK Avenue

$430,000
Casa Grande, AZ 85193
3 beds2 baths1,570 sqftSingle Family
The assumable advantage
5.81%
VA assumed rate
$100,682 interest already paid off
Estimated Loan Balance$395,047
Cash to close$34,404
Est. Monthly PITI$2,752
Initial Loan Amount$419,476
Time on site4 days
Remaining Term25 years, 10 months
Seller's equity (what you pay)
$34,953
Cash or secondary financing
Monthly savings
$72
Versus today's market rate
Est. savings per year
$1K
Versus today's market rate

About this home

Discover this gorgeous single-story residence situated on a desirable horse-friendly lot with beautiful mountain views! Inside, you'll find bright and airy living areas showcasing wood-look tiled flooring throughout for ease of cleaning, vaulted ceilings that enhance the space, large windows to enjoy the views and bring in abundant natural light. Stylish neutral colors promote a modern feel. The open feel kitchen comes equipped with shaker cabinetry, granite countertops, stainless steel appliances, and an island, perfect for quick meals. The primary suite hosts a large, practical walk-in closet and private bathroom with dual sinks and spa-like shower. The expansive, fully fenced-in backyard includes gorgeous mountain views, a covered patio for relaxing or entertaining and plenty of room for toys, horses, parking, storage, and future additions! This property is in the perfect "far enough but close enough" location. Enjoy the dark skies, the quiet of the desert but still be less than a mile from the I-10/I8 interchange. You can easily get to Casa Grande, Phoenix, Tucson or head to San Diego. Create your oasis in this fantastic property!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $34,953. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms3
Bathrooms2
Square feet1,570
Property typeSingle Family
MLS #7076826
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$2,464/mo
Source est. payment (PITI)
$2,752/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$34,953

Asking price minus remaining loan balance. Closing costs are additional.

$0$34,953
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.