Discover this charming home in the Desert Sky Ranch Community! Featuring 3 beds, 2 baths, a low-care landscape, a 2-car garage, and an extended-length and overheight RV garage. Inside, you'll find high ceilings, wood-look floors, and an inviting open layout. The eat-in kitchen boasts recessed lighting, a walk-in pantry, ample shaker cabinets & quartz counterspace, SS appliances, and an island w/breakfast bar under pendant lights. The sizable main suite includes a private bath w/dual vanities, a glass-enclosed tiled shower, and a walk-in closet. The backyard offers a covered patio, separate paver seating area, artificial turf, and a view fence, ideal for relaxing or entertaining. No immediate rear neighbors provide added privacy. Near shopping, dining, and more! Don't miss this opportunity!
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $51,611. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.