SELLER IS OPEN TO OFFERING CREDIT TOWARDS CLOSING COSTS OR RATE BUYDOWN FOR THE RIGHT OFFER + ASSUMABLE VA LOAN AT 4.25% AVAILABLE FOR VA AND NON-VA BUYERS a rare opportunity in today's market (buyer must qualify)! Welcome to this highly upgraded, 2024 built NEXT-GEN home located in the sought after Madera community in the heart of fast growing city of Queen Creek. Combining modern design, functionality, and investment potential, this home offers the perfect blend of lifestyle and flexibility. Designed for today's living, this spacious home features 4 bedrooms, 3 bathrooms, and an open concept layout filled with natural light, creating an inviting space ideal for both everyday living and entertaining. The chef-inspired kitchen serves as the centerpiece of the home, showcasing a large island, upgraded finishes, abundant cabinetry, and seamless flow into the main living area and backyard for true indoor-outdoor Arizona living. One of the home's most desirable features is the private NEXT-GEN suite, complete with its own separate entrance, living area, full kitchen, and garage access, ideal for multigenerational living, guests, or rental income potential that can help offset mortgage costs. Step outside to a fully finished backyard, ready for immediate enjoyment without the added expense, time, or hassle of completing it yourself. Residents of Madera enjoy resort-style amenities including a community pool, playgrounds, pickleball courts, walking paths, and scenic greenbelts. Conveniently located just minutes from Queen Creek's top rated shopping, dining, entertainment, and continued growth, this home delivers exceptional value, versatility, and modern convenience in one of the Southeast Valley's most desirable communities.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.
You need to cover the seller's equity of $101,409. If you don't have that in cash, we can help structure secondary financing to cover the gap.
Yes — VA assumptions can be used for investment properties. You can rent this home out.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.