Properties / 18159 W BUCKHORN Drive
VA ASSUMABLERate: 3.6%

18159 W BUCKHORN Drive

$815,000
Goodyear, AZ 85338
5 beds4 baths3,432 sqftSingle Family
The assumable advantage
3.6%
VA assumed rate
$92,515 interest already paid off
Estimated Loan Balance$360,941
Cash to close$453,245
Est. Monthly PITI$2,461
Initial Loan Amount$417,600
Time on site0 days
Remaining Term23 years, 6 months
Seller's equity (what you pay)
$454,059
Cash or secondary financing
Monthly savings
$2,907
Versus today's market rate
Est. savings per year
$35K
Versus today's market rate

About this home

Welcome home to this gorgeous executive residence overlooking Hole 5 of the Nicklaus Design Estrella Golf Course in Goodyear, Arizona. With 5 bedrooms, 3.5 baths, a 4-car garage, sparkling pool, putting green, and expansive mountain and golf-course views, this home offers both impressive entertaining spaces and everyday comfort. Enter through the grand foyer, where a main-level guest bedroom and full bath provide an ideal setup for visitors, multigenerational living, or a private home office. The spacious layout includes a separate dining room and inviting family room that flow into the kitchen, featuring granite countertops, stainless-steel appliances, and ample space for gathering. Upstairs, the generous primary suite offers a relaxing retreat with an ensuite bath and walk-in closet. Three additional bedrooms, a large loft, and an upstairs deck provide plenty of flexibility for a media room, playroom, home gym, office, or additional living space. Beautiful PLANTATION SHUTTERS throughout the home. Step onto the deck to take in Arizona sunsets and elevated views of the surrounding mountains and golf course. Outdoor Living The backyard is designed for enjoying Arizona's indoor-outdoor lifestyle. Relax in the sparkling blue pool, practice your short game on the low-maintenance putting green, or unwind while taking in the scenic golf-course and mountain views. The 4-car garage is a standout feature, offering excellent room for vehicles, recreational equipment, hobbies, or additional storage. Estrella Mountain Ranch is an award winning community with over 50 miles of hiking/biking trails. Enjoy a walk around the 2 community lakes that allows for residents to enjoy catch and release fising, boating, or just relaxing. Two residence centers offer heated pools, waterpark, restaraunts and dozens of community clubs to meet neighbors and make life long friends.

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $454,059. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms5
Bathrooms4
Square feet3,432
Property typeSingle Family
MLS #7078619
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,899/mo
Source est. payment (PITI)
$2,461/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$454,059

Asking price minus remaining loan balance. Closing costs are additional.

$0$454,059
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.