Properties / 11983 S 173RD Lane
FHA ASSUMABLERate: 6.87%

11983 S 173RD Lane

$395,000
Goodyear, AZ 85338
4 beds3 baths2,446 sqftSingle Family
The assumable advantage
6.87%
FHA assumed rate
$82,059 interest already paid off
Estimated Loan Balance$526,474
Cash to close$0
Est. Monthly PITI$4,133
Initial Loan Amount$537,030
Time on site50 days
Remaining Term27 years, 10 months
Seller's equity (what you pay)
$0
Cash or secondary financing
Monthly savings
$0
Versus today's market rate
Est. savings per year
$0K
Versus today's market rate

About this home

Discover the perfect blend of comfort and style in this updated 5-bedroom gem! Inside, fall in love with the bright and inviting ambiance that makes this house truly feel like home. Designed for modern living, the harmonious open floor plan showcases tile flooring, chic light fixtures, a wall-mounted fireplace, and multi-sliding glass doors to the back patio. Well-appointed kitchen is a cook's delight, equipped with stainless steel appliances, a walk-in pantry, abundant cabinets, tile backsplash, a center island with a breakfast bar, and granite counters. Flexible loft can be used as an office or a TV area. Large main bedroom offers plush carpet, an ensuite, and a walk-in closet. Spacious backyard with a covered patio is waiting for your landscape ideas and personal touch. Don't miss!

How assumption works for this home

Can I assume this FHA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.

How much cash do I actually need?

You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet2,446
Property typeSingle Family
MLS #7046046
CountyMaricopa County
Assumable loanFHA
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Investor?
FHA is primary-residence only. But Jeff has VA assumables in the same area.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$3,540/mo
Source est. payment (PITI)
$4,133/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap

Asking price minus remaining loan balance. Closing costs are additional.

Confirm the current loan balance and equity requirement with an agent before estimating cash needed.