This roomy two-story home in Apache Junction offers 2,300 square feet with 3 bedrooms and 2.5 baths, plus flexible space downstairs that can work as a den or extra bedroom. Built in 1999 with stone accents and a tile roof, it features a big kitchen with walk-in pantry and breakfast bar, vaulted ceilings, an upstairs loft/family room, convenient laundry, and central air. Outside you'll find a fully fenced yard with grass, a patio, RV parking, and a 2-car garage. Great location near the Superstition Mountains with easy access to the 60 freeway, shopping, and nearby community paths and playground.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $167,923. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
The equity gap is covered. Closing costs and assumption fees still need to be confirmed.