Properties / 22186 E CREEKSIDE Drive
VA ASSUMABLERate: 3.16%

22186 E CREEKSIDE Drive

$659,899
Queen Creek, AZ 85142
4 beds3 baths3,027 sqftSingle Family
The assumable advantage
3.16%
VA assumed rate
$80,686 interest already paid off
Estimated Loan Balance$394,552
Cash to close$269,823
Est. Monthly PITI$2,310
Initial Loan Amount$448,441
Time on site50 days
Remaining Term24 years
Seller's equity (what you pay)
$265,347
Cash or secondary financing
Monthly savings
$1,936
Versus today's market rate
Est. savings per year
$23K
Versus today's market rate

About this home

This stunning 4-bedroom 2.5 bath home features a 3-car garage with EV charging station, paver driveway, and stone facade. Inside, you'll enjoy vaulted ceilings, wood shutters, and wood-look flooring. The open great room flows into a chef's kitchen with granite counters, custom cabinetry, stainless steel appliances, and a large island. The split floor plan offers a private primary suite with dual vanities and a walk-in closet. What truly sets this home apart is its unique layout designed like a single-level, with a flexible upstairs bonus space ideal for a guest suite, office, or playroom. The backyard is built for entertaining with a covered patio, sparkling pool, rock water slide, fire pit, and a travertine deck with plenty of space to relax or host. Make this beautiful home yours today!

How assumption works for this home

Can I assume this VA loan?

Yes, as long as you meet the lender's credit (620+) and DTI requirements. You do NOT need to be a veteran to assume a VA loan — this is a common misconception.

How much cash do I actually need?

You need to cover the seller's equity of $265,347. If you don't have that in cash, we can help structure secondary financing to cover the gap.

Can investors assume this one?

Yes — VA assumptions can be used for investment properties. You can rent this home out.

How long does this take?

Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.

Property details

Bedrooms4
Bathrooms3
Square feet3,027
Property typeSingle Family
MLS #7005429
CountyMaricopa County
Assumable loanVA
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Investor?
This VA loan can be assumed and rented. Talk to Jeff about the ROI math.
Jeff Salazar
Active now · (602) 332-3860
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Payment & cash calculator

Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.

Est. mortgage payment (P&I)
$1,956/mo
Source est. payment (PITI)
$2,310/mo

P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.

Estimated equity gap$265,347

Asking price minus remaining loan balance. Closing costs are additional.

$0$265,347
Additional funds needed$0

The equity gap is covered. Closing costs and assumption fees still need to be confirmed.