SHORT SALE! No HOA! Fantastic corner-lot property located across from North Park with a 780-SF air-conditioned, insulated workshop built in 2019, complete with a half bath--ideal for hobbies, projects or extra workspace. Features include 3 bedrooms plus a den/office that could function as a 4th bedroom, two electronic remote gates, full RV hookups with 30-amp electric and a covered carport. Numerous updates include electrical upgrades (approx. $5K), HVAC (2018), roof (2020), interior paint (2022), bath (2023), water heater and washer/dryer (2022), dual-pane windows, blinds and Whirlpool appliances. Kitchen offers countertop space, dishwasher and lazy Susan. Excellent curb appeal! County records include the home and workshop in total square footage.
Yes, as long as you meet the lender's credit (620+) and DTI requirements. FHA assumptions require you to use the home as your primary residence.
You need to cover the seller's equity of $0. If you don't have that in cash, we can help structure secondary financing to cover the gap.
No — FHA loans require owner-occupancy. If you're an investor, ask us about our VA inventory.
Typically 45 days. The lender underwriting is 2–3 weeks, and the rest is standard closing.
Cash covers the gap between the price and the existing loan balance. Changing this amount does not change the existing mortgage payment.
P&I is principal and interest. PITI also includes estimated taxes and insurance. HOA fees and payments on any additional financing are separate.
Asking price minus remaining loan balance. Closing costs are additional.
Confirm the current loan balance and equity requirement with an agent before estimating cash needed.